PensionQuote Blog
Five Questions High Net Worth Individuals Should Ask Their Accountant About Tax Saving Strategies
High net worth? Ensure your tax strategy is optimized. Explore 5 essential questions to ask your accountant about investments, charitable giving, and more.
Protecting Retirement Assets During Economic Downturns
Learn how qualified retirement plans protect assets during economic volatility. Discover strategies for maximizing contributions, leveraging defined benefit and cash balance plans, and avoiding common pitfalls.
The Protective Power of ERISA-Qualified Plans Against Creditors
Understand ERISA protection for retirement plans and how it shields assets from creditors, unlike some other retirement accounts.
The Smart Person’s Emergency Guide to Tax Savings: Stop Leaving Money on the Table
Discover why even financial experts miss obvious tax savings opportunities. Learn how to stop overpaying taxes using IRS-qualified strategies for both employees and business owners.
The Mega Backdoor Roth Strategy: Maximizing Retirement Savings Beyond Traditional Limits
Learn how the Mega Backdoor Roth strategy enables high-income earners to contribute up to $40,500 beyond 401(k) limits for tax-free retirement growth. Implementation steps included.
Beyond Traditional Tax Planning: Private Placement Life Insurance – The Ultimate Tax Wrapper?
Discover how Private Placement Life Insurance (PPLI) offers high-net-worth individuals a powerful tax planning strategy combining tax-free growth, flexible access to funds, and estate planning advantages for those with $2M+ in investable assets.
Maximizing Pension-Related Deductions: A Strategic Guide for Business Owners
For high-net-worth business owners, pension-related deductions represent one of the most powerful tax optimization strategies available. When properly structured, these deductions can help reduce taxable income by millions while building substantial retirement wealth....
How to Reduce Taxable Income for High Earners: Expert Strategies
As a high-income earner, managing your tax burden requires strategic planning and knowledge of available tax reduction methods. This guide explores effective strategies to help reduce your taxable income while staying compliant with tax regulations. Understanding Tax...
Strategic Tax Planning for Business Owners: Qualified IRS Tax Sheltering Strategies
For high-net-worth business owners, strategic tax planning through qualified retirement plans offers powerful opportunities to reduce tax liability while building wealth for retirement. This guide explores key IRS-approved strategies that combine significant tax...
Insurance Is an Asset Class: Idea File
Robin Raju has been head of individual retirement at Equitable’s individual retirement business for close to a year, and he has been with Equitable and its affiliates since 2004. He said one key shift he sees Equitable driving is an emphasis on showing how insurance...