PensionQuote Blog
Insurance Is an Asset Class: Idea File
Robin Raju has been head of individual retirement at Equitable’s individual retirement business for close to a year, and he has been with Equitable and its affiliates since 2004. He said one key shift he sees Equitable driving is an emphasis on showing how insurance...
The State of the Life Insurance Industry Is Good
A working agent says plenty of solid companies and solid products are still out there.
Recovering Losses In An Economic Disaster: Stop The Financial Bleeding
The Coronavirus pandemic has clearly created an international economic disaster, and domestically it is damaging everyone, from large corporations, business people, entrepreneurs, to average Americans. As the U-S Stock Market continues its volatility, the question is...
Podcast On How To Become A Tax-Savvy Business Shark
Greetings colleagues and clients. I was recently featured as a guest on the nationally syndicated podcast, The Shrimp Tank in Atlanta. We had a great time on the show and gave lots of tidbits to listeners on how to become a better business owner. I'm sharing the...
Be A Tax Super Hero For Business Owners
2018 was a banner year for U-S business owners but high earnings mean high taxes so they need deductions. Be a Tax Super Hero and show them how to save big using Split Funded Defined Benefit Cash Balance Plans.
Pension Plans: A Decades-Long Buffer Against High Taxes for Affluent Professionals
Defined Benefit Pension Plans, a powerful tax savings secret weapon for wealthy professionals have been around for decades and shouldn’t be a knee-jerk reaction to new IRS Rules or lackluster tax laws.
Post-Tax Act Era Sparks Resurgence of Defined Benefit Pension Plans
The new tax law will make 2018 a banner year for the highest number of Defined Benefit Plans installed in years. Using life insurance in the plan as one of the asset classes boosts deductions and supercharges the tax-deferred savings.
Do You Know You Might Be Giving The IRS A Tax Refund?
Preparing for the twilight of your years begins now or you will inadvertently be losing all your tax savings to the government. Don’t send the IRS the tax refund you should be receiving.
The Brave New World of Genetic Testing and Insurers
But if a condition is discovered by predictive screening the fear is that underwriters would use the information to discriminate against a new life insurance applicant, raising an ethical question about genetic discrimination.
Your 2017 Taxes Are In the Books: What Will the New Tax Laws Bring Next Year?
Now that you’ve gotten past filing your 2017 taxes, you will pivot to dealing with tax law changes that will affect your gains and losses next year and beyond.